Short-Term Rental Landlord & Airbnb Insurance Across Australia 

Are you using your home as an AirBnB for short term rental or business travellers? Whether you are renting out one room or a whole house, you are considered a landlord and need to protect your Airbnb with a reliable and adequate policy.

We're proud to be one of Australia's only providers to offer AirBnB insurance solutions that are uniquely inclusive of short term rental places.

As a faith-based organisation, we provide complete and competitive cover specifically designed for this type of accommodation because it's a specialised industry. 

Types of AirBnB insurance available to you:

The kind of assistance we provide is broader than your average landlord insurance, providing crucial safeguards tailored to your specific needs. These include:

Accidental Loss or Damage airbnb home insurance

Accidental Loss Or Damage

Damage to your holiday houses’ contents and structure, such as spills and dents to your fixtures and fittings.

Theft By Tenant

Theft By Tenant

This includes theft of possessions carried out by the tenant.

E.g., TV, cookware, artwork, fittings, etc.

Malicious Damage

Malicious Vandalism

Damage of property and contents caused by deliberate and purposeful intent.

Fire - airbnb home insurance


Policies that include the repair or replacement of your home and belongings if they are destroyed by fire.

Storm - airbnb home insurance


Providing for your premises and contents affected by violent winds, rain, hail or snow.

Lightning - airbnb insurance


Impairment to your premises or contents as a result of a lightning strike.

Flood - airbnb insurance


We offer policies that ensure minimal outlay for dry land affected by water that has escaped from natural sources.

Earthquake And Tsunami - airbnb insurance

Earthquake And Tsunami

Impairment to your holiday home that you lease out as a result of earthquakes and tsunamis.



Cover for the loss of property because of an explosion.

Burglary - airbnb insurance


When the premises are illegally entered with the intent of committing a crime, especially theft.

Impact Damage - 	airbnb home insurance

Impact Damage

Policies that cover destruction to an external wall or boundary usually caused by vehicles.

Animal Damage - 	airbnb home insurance

Animal Damage

Damage to your property or furnishings caused by pets or wild animals.

"That's what we found with ACS; they lived up to their promise that they exist to help..  If I've learned anything from this situation, it is, make sure your insurer is someone who understands you, and what your needs are".

Ben Teefy

Are you circling around? Not sure what to do now?

Stop roaming, call us for a free, no obligation consultation.

Airbnb Insurance

What are some of the benefits of
our AirBnB Insurance?

Our team will help you work towards the best AirBnB insurance option, with a variety of benefits:

Personalised Service 

At ACS Financial, we take the time to understand your situation and know that not every situation is the same. Our team of experienced agents are experts in the field of Airbnb and other short term rental properties, and we understand the type of security you will need for the best possible protection.

You don't need to purchase all the options, and we take you through what is right for your unique situation which we take the time to understand.

Experienced Team

Our process is to connect you with one of our team members who will listen to you to explain what you're looking for. We then identify potential exposure and move forward with the right options to help mitigate your risk.

Once we recommend products you'll need, we present these to you so you can make an informed decision on how to move forward and commence protection.

Peace of Mind

As an AirBnB host, you want to maintain your room or property at the highest standard so you can provide your guests with a memorable stay. After all, word of mouth is everything.

Whatever comes your way, you want to be prepared so that your property stays in top condition for years to come.

What's the process?

Are you wondering how this works?



  • Call our office on 1800 646 777.
  • Talk to one of our friendly staff.
  • Explain what you're looking for.


  • Understand your unique situation.
  • Identify potential exposure.
  • Help to mitigate your risk.


  • Recommend products you'll need.
  • Present quotation.
  • Commence protection.

But can you really trust us?

This is a video of one of our happy clients who experienced a devastating catastrophe.
The video highlights how we're able to partner with our clients.

What's all the fuss about?

This is why our clients love us...

We are a Christian profit-for-purpose company taking ground for the Kingdom.

  • We take the time to understand your situation.
  • Ensuring that you have the best possible cover at the best possible price.
  • Our team of trained experts in insurance are also experts in the unique needs of short stay accommodation.
Short Term Holiday Rental Insurance

Discover Insurance for AirBnB Hosts in Australia

Here at ACS Financial, we have all your AirBnB insurance needs covered. Our services also extend to AirBnB landlord insurance to help you protect your property. We invite you to give us a call to start moving on the right protection for your Australian holiday property. As builders of the kingdom of God, you can be sure that we understand you and are trusted and reliable agents. 

Call us on 1800 531 743 and find out why our clients love us and feel confident with their insurance policies. We’re always on hand to assist with your enquiries.

Or fill out the form If You Want
Someone To Get Back To You:


Do I need insurance if I have an AirBnB?

Having adequate insurance is essential if you run an AirBnB. Unfortunately, you won’t always have perfect guests, and sometimes things can go wrong. With our insurance options, you’ll have peace of mind in knowing your property is covered in the event of any damage.

Are you covered for insurance by AirBnB?

While AirBnB does provide AirCover for Hosts, including Host Liability Insurance and Host Damage Insurance, these are limited. Read more in our guide.

What insurance do I need for an AirBnB?

If you’re running an AirBnB, it’s a good idea to have contents insurance and general liability insurance for your own peace of mind. Here at ACS Financial, we offer a broad range of insurance options for AirBnB hosts from home contents insurance to landlord insurance and liability insurance. Ask us more about this today. 

What’s the best insurance for AirBnB hosts in Australia?

ACS Financial is one of Australia’s only AirBnB insurance providers in Australia. We provide comprehensive protection to insure your property, with personalised service and affordable rates. Get in touch with us to find out more today.