Insurance for Christian schools

Protect your assets, students and reputation with Christian school insurance

ACS Financial has served over 3000 Australian Christian schools, churches and ministries for nearly 30 years. Over this time, we’ve been refining and developing comprehensive Christian school insurance and protection packages, tailored to your unique needs. 

Our Christian values are aligned with yours. We also understand the challenges and risks you face as an independent Christian school. This is why we provide competitive pricing and access to market-leading Christian school insurance and protection packages, tailored to the level of cover you need.

Protect your assets, students and reputation with Christian school insurance

ACS Financial has served over 3000 Australian Christian schools, churches and ministries for nearly 30 years. Over this time, we’ve been refining and developing comprehensive Christian school insurance and protection packages, tailored to your unique needs. 

Our Christian values are aligned with yours. We also understand the challenges and risks you face as an independent Christian school. This is why we provide competitive pricing and access to market-leading Christian school insurance and protection packages, tailored to the level of cover you need.

We recognise how frustrating it can be to deal with complex insurance forms and so we do everything we can to make the process simple. With ACS Financial, a designated contact person will look after you. We do our best to give you personalised service, with quick responses to all your queries and claims.

Our process is simple. Give us a call now for a quick quote.

The types of cover we provide for Christian schools

View the full list of our services here. We can also tailor
specific solutions for your needs. Call now to speak to
one of our friendly team members.

Building & contents

Protect your school property against loss, destruction or damage.

  • Buildings can be repaired and contents replaced or hired for minimal disruption

Public & products liability protection

Protection to pay or defend claims when your school is facing payment of damages for property damage, or personal injury to staff members, students or others.

  • Claims are managed by specialists with years of experience in the Christian school sector
  • We walk with you at every step through the claims process.
  • Expert panels of assessors and legal advisors are engaged to resolve matters, minimising damage to your school’s reputation

Professional indemnity insurance

Specifically designed to protect school activities, covering you and your staff against legal costs and claims for damages from an act, omission or breach of professional duty.

This is a broad cover that could include claims for matters arising from teaching, publications, social media commentary, broadcasts, and inadvertent breach of copyright.

  • Cover that recognises Christian school activities
  • Prompt attention to claims
  • Access to panel lawyers who are experts in the field of professional indemnity matters who can help protect the Christian school from reputational damage, minimise claim costs and seek to avoid unnecessary litigation

Associations & management liability insurance

Protects executive and non-executive directors, and the school against claims resulting from a wrongful act.

This product has been specifically designed to protect Christian schools against a wide range of exposures they face. These can include breaches of taxation law, unfair dismissal claims or other employment practises, occupational health and safety claims, managing public relations, statutory liability matters, employee crime and embezzlement.

  • Can be tailored to include cyber liability or privacy breaches
  • Appropriate cover, prompt attention to claims and access to experts in the field can protect your Christian school from reputational damage, minimise claim costs and seek to avoid unnecessary litigation

Voluntary worker insurance

24/7 personal accident cover for your volunteers while engaged in school activities. Protection for those who freely give their time for the sake of your school, if they are injured while carrying out unpaid duties.

  • Covers loss of income, total or permanent disablement, cost of domestic home help, cost of student tutorials, non-Medicare covered medical expenses

Cyber insurance

Addresses exposure from internet fraud, hacking, virus, and data or privacy breaches.

Covers you in the event your computer systems are disabled due to cyber attacks, being held to ransom, financial systems disabled, unable to accept donations, tithes or offerings, unable to carry out necessary school operations, stolen funds due to social engineering scam, private and sensitive information being accessed or leaked resulting in possible privacy breach fines and penalties.

  • Third Party Claims covers you against claims from others, from failing to keep their data secure. This includes claims for compensation, investigations, defence costs, and fines or penalties from breaching the Privacy Act 
  • Business Interruption provides reimbursement for loss of profits resulting from the breach, as well as any other additional necessary expenses you have to continue business as usual
  • First Party Costs reimburses you for costs you incur to respond to a breach, such as IT Forensic Costs, Credit Monitoring Costs, Public Relations Expenses and Cyber Extortion Costs (including ransom payments to hackers)

Corporate and student travel insurance

Bespoke corporate and leisure travel insurance for school-related travel.

This covers you for financial loss due to trips needing to be cancelled due to illness or injury, costly medical expenses if a staff member or student is injured while travelling, lost, stolen or damaged baggage while travelling, excess if a hire car is damaged, repatriation in the event of a significant claim.

  • We can tailor this cover according to your needs.
  • From group policies to cover entire groups on school trips, to personal cover for leisure travel
  • Get peace of mind knowing all travellers are protected with one insurer to deal with
  • Personal effects, baggage and equipment can be quickly replaced

School bus or vehicle insurance

Cover for loss or damage to motor vehicles owned by your school, or damage to a third party’s property.

  • Tailor the level of cover you need from third party damage to fully comprehensive cover on your school vehicle
  • Comprehensive cover can also provide hire vehicles, so you can continue to be mobile
  • Priority treatment to minimise disruption and inconvenience to your school programmes

Staff personal accident insurance

24/7 accident and illness cover for staff. This is valuable protection for both the school and the pastor, providing the school with long term financial protection for its staff salaries and the staff with security and peace of mind.

  • Low-cost income protection cover
  • This cover fills the large gap left by Worker’s Compensation Insurance, which does not provide cover for most illnesses and only covers accidents during working hours
  • Includes Accidental Death cover of A$100,000, giving families of staff additional security as a form of ‘top-up cover’ to any life insurance they may carry.

Construction insurance

Protection for your building works against loss or damage during construction.

Workers compensation insurance

Cover for medical expenses, treatment and rehabilitation costs that relate to a work injury. Legislated by the government that organisations that employ must have Workers Compensation Insurance.

  • ACS Financial can underwrite Workers Compensation Insurance in ACT, TAS, WA, NT, with all other states having to refer to government-approved providers
  • Options for different insurers, with price comparisons
  • We assist you with the completion of declaration forms
  • Protection for employees if they’re injured at work
  • Solutions to cover Working Directors who may not be covered by Workers Compensation policies in certain states of Australia



How we help Christian schools build resilience

Prompt and personalised service

  • A designated specialist assigned to help you with all your insurance enquiries and claims
  • Receive prompt, efficient responses
  • Deal with a single main contact person, supported by a team, who is an expert in Christian schools insurance

Site visits 

  • Stepping outside the role of a broker, we take the time to meet and greet you on site at your school 
  • Our aim is to be approachable, build rapport and enhance the relationship we have with you

Conferences

  • Come meet us at the next Christian Schools Conference. We’d love to learn about your school and answer any questions you have

Greg Morris

Head of Operations, Oxford Falls Grammar School

"ACS Insurance Services has provided a complete school insurance package with competitive pricing and excellent service. I have always found the staff at ACS to be very helpful and willing to assist with enquiries. Their wealth of experience has been very beneficial and I look forward to continuing our relationship.”

Examples of some of the Christian schools we’ve served:

Our process is quick and easy

We’ve refined our process to be as simple as possible. If urgent, we can arrange cover within 24 hours. Insurance can be complex, but as your broker, we’re advocating for you. We’re with you at every step of the way for help and support.

  • Call 1800 646 777
  • Speak to one of our friendly staff
  • Let us know what you’re looking for
  • We listen to and understand your needs
  • We explain the differences between products
  • We find solutions that will fit your requirements
  • We recommend products for the right cover
  • We send you a competitive online quote
  • You approve it to commence protection

Need help deciding?

We’re with you at every step. Give us a call and one of our friendly team members will take the time to understand your needs. We’ll identify any exposure or risks and discuss some options for the level of cover that’s suitable for you and your school.

Why we love what we do

Schools play a vital part in raising the next generation. Faith-aligned with Christian values, and owned by Australian Christian Churches (ACC), we’re committed to helping build resilient Christian schools for the future. With today’s ever-changing risk landscape, we recognise that Christian schools, in particular, face unique challenges. This is why we have tailored insurance and protection solutions and personalised service, to support you at every step.

Why our clients love us

Australian Christian schools have unique needs and challenges which ACS Financial has dedicated to solving, through bespoke insurance solutions we’ve been refining for nearly 30 years.


Christian schools feel that we truly understand your organisations because as a church-owned company, we share the same values. This has resulted in trusted, long-standing relationships between Christian schools and ACS Financial.

Our clients love that we’re a leading financial services company with complete school insurance packages. You also appreciate that we deliver competitive pricing and excellent service.

Christian schools trust that we always make sure you have the best possible cover at the best possible price. You also feel reassured that our team of trained insurance experts are also experts in understanding your goals, vision and also the risks you face as a Christian school.

At ACS Financial, we believe in building long-standing relationships with the Christian schools that we serve, often stepping outside of our role as a broker.

Christian schools feel that we truly understand your organisations because as a church-owned company, we share the same values. This has resulted in trusted, long-standing relationships between Christian schools and ACS Financial.

Our clients love that we’re a leading financial services company with complete school insurance packages. You also appreciate that we deliver competitive pricing and excellent service.

Christian schools trust that we always make sure you have the best possible cover at the best possible price. You also feel reassured that our team of trained insurance experts are also experts in understanding your goals, vision and also the risks you face as a Christian school.

At ACS Financial, we believe in building long-standing relationships with the Christian schools that we serve, often stepping outside of our role as a broker.

Video 2
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Kings Christian College and ACS Financial

Kings Christian College is a longstanding client of ACS Financial who have grown considerably over the last 20 years. This video highlights the relationship between Kings Christian College and ACS Financial.

Video 1
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Kings Christian College

When natural disasters struck back-to-back, the Pimampa campus faced significant challenges early in 2024. A powerful Gold Coast tornado ripped through the area, followed just days later by torrential rains causing severe flooding. The combination compounded the damage to the facilities, and the early learning centre felt the brunt of the impact.

Video 3
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ACS Financial Living Waters Tumbulgum

ACS Financial were there to help. Within days of the natural disaster, ACS Financial were on the ground in Tumbulgum, helping Senior Pastors Rob and Brenda Stuttle begin the process of healing and rebuilding; both the community and its structures.

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ACS Financial Stanthorpe Vineyard Christian Church

Vineyard Christian Church were able to build a new kids’ church facility with funds secured through ACS Financial’s Commercial Lending service. The new kids’ church facility provides a fun, safe and engaging space for children to get to know God. 

We also provide

Not only are we a leading financial services provider for the Christian and commercial sectors, but we can also
tailor products specifically to your unique individual needs. Discover our full range of services.

Achieve your vision with specific finance solutions for Christian schools

Invest ethically with higher returns attractive rates and flexible terms

Valuable support and counsel from industry experts who understand Christian schools

How can we help?

Ask us how we can tailor a package for you and help you move forward with your vision of advancing the
Kingdom of God.

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