Insurance for Christian schools

Protect your school property against loss, destruction or damage.

• Buildings can be repaired and contents replaced or hired for minimal disruption

Protection to pay or defend claims when your school is facing payment of damages for property damage, or personal injury to staff members, students or others.

• Claims are managed by specialists with years of experience in the Christian school sector
• We walk with you at every step through the claims process.
• Expert panels of assessors and legal advisors are engaged to resolve matters, minimising damage to your school’s reputation

Specifically designed to protect school activities, covering you and your staff against legal costs and claims for damages from an act, omission or breach of professional duty.

This is a broad cover that could include claims for matters arising from teaching, publications, social media commentary, broadcasts, and inadvertent breach of copyright.

• Cover that recognises Christian school activities
• Prompt attention to claims
• Access to panel lawyers who are experts in the field of professional indemnity matters who can help protect the Christian school from reputational damage, minimise claim costs and seek to avoid unnecessary litigation

Protects executive and non-executive directors, and the school against claims resulting from a wrongful act.

This product has been specifically designed to protect Christian schools against a wide range of exposures they face. These can include breaches of taxation law, unfair dismissal claims or other employment practises, occupational health and safety claims, managing public relations, statutory liability matters, employee crime and embezzlement.

• Can be tailored to include cyber liability or privacy breaches
• Appropriate cover, prompt attention to claims and access to experts in the field can protect your Christian school from reputational damage, minimise claim costs and seek to avoid unnecessary litigation

24/7 personal accident cover for your volunteers while engaged in school activities. Protection for those who freely give their time for the sake of your school, if they are injured while carrying out unpaid duties.

• Covers loss of income, total or permanent disablement, cost of domestic home help, cost of student tutorials, non-Medicare covered medical expenses

Addresses exposure from internet fraud, hacking, virus, and data or privacy breaches.

Covers you in the event your computer systems are disabled due to cyber attacks, being held to ransom, financial systems disabled, unable to accept donations, tithes or offerings, unable to carry out necessary school operations, stolen funds due to social engineering scam, private and sensitive information being accessed or leaked resulting in possible privacy breach fines and penalties.

• Third Party Claims covers you against claims from others, from failing to keep their data secure. This includes claims for compensation, investigations, defence costs, and fines or penalties from breaching the Privacy Act 
• Business Interruption provides reimbursement for loss of profits resulting from the breach, as well as any other additional necessary expenses you have to continue business as usual
• First Party Costs reimburses you for costs you incur to respond to a breach, such as IT Forensic Costs, Credit Monitoring Costs, Public Relations Expenses and Cyber Extortion Costs (including ransom payments to hackers)

Bespoke corporate and leisure travel insurance for school-related travel.

This covers you for financial loss due to trips needing to be cancelled due to illness or injury, costly medical expenses if a staff member or student is injured while travelling, lost, stolen or damaged baggage while travelling, excess if a hire car is damaged, repatriation in the event of a significant claim.

• We can tailor this cover according to your needs.
• From group policies to cover entire groups on school trips, to personal cover for leisure travel
• Get peace of mind knowing all travellers are protected with one insurer to deal with
• Personal effects, baggage and equipment can be quickly replaced

Cover for loss or damage to motor vehicles owned by your school, or damage to a third party’s property.

• Tailor the level of cover you need from third party damage to fully comprehensive cover on your school vehicle
• Comprehensive cover can also provide hire vehicles, so you can continue to be mobile
• Priority treatment to minimise disruption and inconvenience to your school programmes

24/7 accident and illness cover for staff. This is valuable protection for both the school and the pastor, providing the school with long term financial protection for its staff salaries and the staff with security and peace of mind.

• Low-cost income protection cover
• This cover fills the large gap left by Worker’s Compensation Insurance, which does not provide cover for most illnesses and only covers accidents during working hours
• Includes Accidental Death cover of A$100,000, giving families of staff additional security as a form of ‘top-up cover’ to any life insurance they may carry.

Protection for your building works against loss or damage during construction.

Cover for medical expenses, treatment and rehabilitation costs that relate to a work injury. Legislated by the government that organisations that employ must have Workers Compensation Insurance.

• ACS Financial can underwrite Workers Compensation Insurance in ACT, TAS, WA, NT, with all other states having to refer to government-approved providers
• Options for different insurers, with price comparisons
• We assist you with the completion of declaration forms
• Protection for employees if they’re injured at work
• Solutions to cover Working Directors who may not be covered by Workers Compensation policies in certain states of Australia