Investment options

Grow your investment ethically, with high returns

Invest your funds and savings with ACCumulator for a higher return with no entry, exit or transaction fees, and attractive tiered interest rate structures. We offer two kinds of ACCumulator investment options that help you reach your investment and savings goals sooner, On-notice Investments and Term Investments.


Grow your investment ethically, with high returns

Invest your funds and savings with ACCumulator for a higher return with no entry, exit or transaction fees, and attractive tiered interest rate structures. We offer two kinds of ACCumulator investment options that help you reach your investment and savings goals sooner, On-notice Investments and Term Investments.


As a profit-for-purpose company, owned by Australian Christian Churches (ACC), we’re faith-aligned with Christian values. When you invest with us, your funds are reinvested ethically to support the ACC’s mission across our nation. This way, you’re helping to make a positive difference, while you grow your investment.

The minimum opening balance of any investment is $1000. Call to speak to one of our friendly team members about Investment Options and our attractive tiered interest rates and flexible terms.

ACCumulator investment options

On-notice investments

When you invest your funds in an on-notice investment, they are available for redemption on 31 days notice. This is the minimum notice period required by the Australian Prudential Regulation Authority. The interest rate on the investment changes from time to time as we review our rates in response to market movements.

Interest is paid monthly in arrears, and when you close your investment.

Term investments

When you invest your funds in a term investment, the interest rate will remain unchanged for the entire term of the investment. For longer terms, interest can be a paid quarterly rather than at maturity.

Bespoke investments

If you have larger amounts to invest for non-standard periods, we can negotiate terms and interest rates to suit your needs.

How interest is paid

Interest can be paid either directly to your nominated bank account or reinvested with the balance of your on-notice investment. You make this choice when you establish your investment, and you have the option to change it at any time.

How interest is paid

Interest can be paid either directly to your nominated bank account or reinvested with the balance of your on-notice investment. You make this choice when you establish your investment, and you have the option to change it at any time.

Risks

There are risks when it comes to investing and like most investments, there is a risk involved. Request an Investor Guide when you speak to one of our team members to understand what risks your investment may carry, so you can make an informed decision.


Reasons to invest

Ethical investment

Achieve your investment goals while supporting the ACC Movement and the growth of member churches. Find out more information about how we ethically invest funds by calling us and talking to one of our friendly staff members.

Attractive returns

Benefit from an attractive tiered interest rate structure that gives you more options with your investment

Flexibility

Choose from fixed Term Investments ranging from 3 to 60 months or on a 31-day notice investment

Certainty

Enjoy a fixed interest rate for a nominated Term Investment, that doesn’t change for the entire duration of your term

Affordability

There is a minimum investment of $1000, to make this as affordable for as many people as possible

Fee savings

With no entry, exit, or transaction fees, you’ll be making savings and reaching your goals even faster

Giving

Choose to donate interest payments to support new church growth, helping the community benefit while you achieve your goals

Why we love what we do

As a profit-for-purpose company, owned by the Australian Christian Churches, our goal is to help churches, ministries, schools, and individuals achieve their goals faster. For nearly 30 years, we’ve been refining our products and services to better serve you. We’re proud that this means we can offer you attractive and competitive options from a suite of comprehensive solutions.

Helping you achieve your financial goals by investing your funds ethically gives us a great sense of purpose. In turn, this enables us to champion the ACC Movement and help grow other churches. For us, supporting churches across Australia and making a positive difference in the lives of many are very fulfilling outcomes.

We love what we do because our heart is dedicated to supporting you achieve your goals and vision, by helping you grow your resources, assets and community, ultimately impacting the Kingdom of God.

We also provide

Not only are we a leading financial services provider for the Christian and commercial sectors, but we can also tailor products specifically to your unique individual needs. Discover our full range of services.

Solutions tailored to the unique challenges Australian churches face

Tailored products and services for Christian schools at competitive rates 

Access the funds you need to achieve your vision with specific finance solutions

How can we help?

Ask us how we can tailor a package for you and help you move forward with your vision of advancing the
Kingdom of God.

What product/service are you interested in?
  •  Church/ministry/school insurance
  •  Business insurance
  •  Other types of insurance
  •  Commercial lending
  •  Investments
  •  Other (please leave message below)
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