Not for profit insurance

Protection for Not-For-Profit Organisations and Australian charities

Protecting your Not-For-Profit or charity against Public Liability or Professional Indemnity is important because, despite the best intentions and planning, things can go wrong.

Sometimes organisations can be so focussed on their mission to serve their communities, thoughts of protecting their organisation and its people can easily be overlooked.

Failing to protect your Not-For-Profit against injury to your volunteers or others, third-party property damage or the cost of defending your board against allegations of mismanagement can result in significant financial and reputational damage to your organisation.

In some instances, access to Government Grants and other financial resources may require your organisation to provide evidence of appropriate insurance cover for your activities.

not for profit insurance
not for profit insurance

Protection for Not-For-Profit Organisations and Australian charities

Protecting your Not-For-Profit or charity against Public Liability or Professional Indemnity is important because, despite the best intentions and planning, things can go wrong.

Sometimes organisations can be so focussed on their mission to serve their communities, thoughts of protecting their organisation and its people can easily be overlooked.

Failing to protect your Not-For-Profit against injury to your volunteers or others, third-party property damage or the cost of defending your board against allegations of mismanagement can result in significant financial and reputational damage to your organisation.

In some instances, access to Government Grants and other financial resources may require your organisation to provide evidence of appropriate insurance cover for your activities.

not for profit public liability insurance

For nearly 30 years, ACS Financial have been refining our Not-For-Profit and Charity Insurance products and solutions. We understand the risks and costs involved with running a charity. This is why we provide affordable Not-For-Profit insurance and protection packages, tailored to the level of cover you need

Options for cover can include Sexual Abuse/Molestation protection which is becoming increasingly difficult to obtain as well as Cyber liability that can protect against online fraud and social engineering.

Our Not-For-Profit insurance solutions will help you get the peace of mind you need to protect your valuable resources, events and programmes. Call us to speak with our team who will assist you in selecting the best cover for your Not-For-Profit.

The types of cover we provide for Not-For-Profits

Other products are available such as Construction Insurance and Marine Cargo Insurance. View the full list of our services here. We can also tailor specific solutions
for your needs. Call now to speak to one of our friendly team members.

General liability insurance

Protection to pay or defend claims when your organisation is facing payment of damages for property damage, or personal injury to participants or members of the public

  • Claims are managed by specialists with years of experience in the NFP sector
  • We walk with you at every step through the claims process.
  • Expert panels of assessors and legal advisors are engaged to resolve matters, minimising damage to your organisation’s reputation

Voluntary worker insurance

24/7 personal accident cover for your volunteers while engaged in Volunteer duties on behalf of your organisation. Protection for those who freely give their time for the sake of your cause, if they are injured while carrying out unpaid duties

  • Covers loss of income, total or permanent disablement, cost of domestic home help, cost of student tutorials, non-Medicare medical expenses

Property protection

Protect your building and contents against loss, destruction or damage.

  • Buildings can be repaired and contents replaced or hired for an immediate return to operations 
  • Talk to us about Business Interruption cover which can cover loss of profits following a claim, or provide additional funds to hire an alternative premises to keep you operational after a loss

Professional indemnity insurance

Specifically designed to protect your organisation and its representatives against legal costs and claims for damages from an act, omission or breach of professional duty

This is a broad cover that could include claims for matters arising from wrongful advice, teaching, pastoral counselling, content in publications,, social media commentary, broadcasts or even inadvertent breach of copyright

  • Cover that recognises NFP and charity activities
  • Prompt attention to claims
  • Access to panel lawyers who are experts in the field of professional indemnity matters who can help protect the organisation from reputational damage, minimise claim costs and seek to avoid unnecessary litigation

Associations or management liability insurance

Protects executive and non-executive directors, and the organisation against claims resulting from a wrongful act

This product has been specifically designed to protect NFP and charity organisations against a wide range of exposures they face. These can include breaches of taxation law, unfair dismissal claims or other employment practice breaches, occupational health and safety claims, managing public relations, statutory liability matters, employee crime and embezzlement

  • Appropriate cover, prompt attention to claims and access to experts in the field can protect your organisation and its Directors from reputational damage, minimise claim costs and seek to avoid unnecessary litigation

Cyber insurance

Addresses exposure from internet fraud, hacking, virus, and data or privacy breaches.

Covers you in the event your computer systems are disabled due to cyber attacks, being held to ransom, financial systems disabled, unable to accept donations, unable to carry out necessary charity operations, stolen funds due to social engineering scams, private and sensitive information being accessed or leaked resulting in possible privacy breach fines and penalties.

  • Third Party Claims covers you against claims from others, from failing to keep their data secure. This includes claims for compensation, investigations, defence costs, and fines or penalties from breaching the Privacy Act 
  • Business Interruption provides reimbursement for loss of profits resulting from the breach, as well as any other additional necessary expenses you have to continue business as usual
  • First Party Costs reimburses you for costs you incur to respond to a breach, such as IT Forensic Costs, Credit Monitoring Costs, Public Relations Expenses and Cyber Extortion Costs (including ransom payments to hackers)

Motor vehicle insurance

Cover for loss or damage to cars, vans, buses, trucks,trailers or motor vehicles owned by your organisation, or damage to a third party’s property

  • Tailor the level of cover you need from third party damage to fully comprehensive cover on your organisation’s vehicles
  • Options to include cover for Comprehensive cover can also provide hire vehicles following a claim, so you can continue to be mobile
  • Priority treatment to minimise disruption and inconvenience to your organisation’s programmes

Corporate travel insurance

Bespoke corporate travel insurance for travel related to your NFP or charity. This covers you for financial loss due to trips needing to be cancelled due to illness or injury, costly medical expenses if a team member is injured while travelling, lost, stolen or damaged baggage while travelling, excess if a hire car is damaged, repatriation in the event of a significant claim. Enhanced Corporate Travel cover which includes protection against specific Covid-related losses if an insured person contracts Covid whilst travelling

  • We can tailor this cover according to your needs.
  • From group policies to cover entire teams on mission, to personal cover for leisure travel
  • Get peace of mind knowing all travellers are protected with one insurer to deal with
  • Personal effects, baggage and equipment can be quickly replaced

Workers compensation insurance

Cover for medical expenses, treatment and rehabilitation costs that relate to a work injury. Government legislation requires all organisations who employ must have Workers Compensation Insurance.

  • ACS Financial can source Workers Compensation Insurance in ACT, TAS, WA, NT. All other states should refer to government-approved providers
  • Options for different insurers, with price comparisons
  • We assist you with the completion of declaration forms
  • Protection for employees if they’re injured at work
  • Solutions to cover Working Directors who may not be covered by Workers Compensation policies in certain states of Australia

How We help Not-For-Profits

We provide the right insurance that protects you financially and reputationally, allowing you to serve your community and focus on your goals. Here’s what we offer:

not for profit insurance - ACS Financial
  • Protection from the financial implications of volunteers or others being injured, third party property damage, wrongful advice or even the cost of defending your board against allegations of mismanagement
  • Affordable insurance premiums for not-for-profits
  • Peace of mind that events and fundraising programmes are properly insured
  • Protection against accidental loss or injury for volunteers
  • Protection of valuable resources such as donated goods, equipment used to fundraise, stock and cash
  • Additional options for cyber liability that protect online fundraising efforts protecting against online fraud which may cause loss of revenue or reputational damage
  • Solutions to protect Board of Directors
  • Access to Sexual Abuse/Molestation Protection which is becoming increasingly difficult to purchase with some insurers no longer offering this product
  • ACS Financial Claims Management team to advocate on your behalf
not for profit insurance client

Ps Ben Teefy

Senior Pastor at Desert Life Church

"That’s what we found with ACS; they lived up to their promise that they exist to help churches. If I’ve learned anything from this situation, it is, make sure your insurer is someone who ‘gets church’, and understands what the needs of the church are."

Examples of some of the NFPs that we’ve served:

Our process is quick and easy

We’ve refined our process to be as simple as possible. Insurance can be complex but we’re with you at every step of the way to help you navigate products and assist you with paperwork.

  • Call 1800 646 777
  • Speak to one of our friendly staff
  • Let us know what you’re looking for
  • We listen to and understand your needs
  • We explain the differences between products
  • We find solutions that will fit your requirements
  • We recommend products that provide the right cover
  • We send you a competitive online quote
  • You approve it to commence protection

Need help deciding?

We’re with you at every step. Give us a call and one of our friendly team members will take the time to understand your situation. We’ll identify any exposure or risks and discuss some options for the level of cover that’s suitable for you and your Not-For-Profit Organisation.

Why we love what we do

For over 30 years, we’ve been protecting and supporting NFPs and charities in achieving their vision, through a host of products that have we’ve been refining over this time. Our goal is to give you the peace of mind and assurance to confidently carry out your charitable endeavours.

We love taking the complexity out of insurance products and tailoring it specifically for NFPs. By making it relevant and easy for NFPs to understand, you can get on with your cause knowing you’re protected.

We get a great sense of purpose from using our gifts and strengths to support you in this way, enabling you to focus on running safer community events, fundraising initiatives, and outreach programmes for the cause that you care about.

As a profit-for-purpose company, it’s fulfilling for us to work with you, fostering a desire in others to be part of a purposeful community. This is because our heart is dedicated to helping you grow your community and advance in your vision, by doing what we’re great at: protecting the organisations that we serve.

Why our clients love us

We are a profit-for-purpose company, owned by Australian Christian Churches (ACC). We’re focused on supporting NFPs and charities to positively impact your communities.


We understand NFPs and charitable organisations, having worked  closely with many churches and NFPs for nearly 30 years. Over this time, we’ve been refining our products so we can offer specific solutions to protect you as an NFP, operationally, reputationally and financially.

Our clients love that we have the most suitable cover at prices you can afford. Our trained team of insurance experts are also experts in understanding the unique needs and challenges of NFPs and charities. This saves our clients valuable time.

At ACS Financial, we believe in building long-term relationships and are with you at every step of the way. We love going above and beyond our role as a broker wherever we can.

not for profit public liability insurance provider
not for profit public liability insurance provider

We understand NFPs and charitable organisations, having worked  closely with many churches and NFPs for nearly 30 years. Over this time, we’ve been refining our products so we can offer specific solutions to protect you as an NFP, operationally, reputationally and financially.

Our clients love that we have the most suitable cover at prices you can afford. Our trained team of insurance experts are also experts in understanding the unique needs and challenges of NFPs and charities. This saves our clients valuable time.

At ACS Financial, we believe in building long-term relationships and are with you at every step of the way. We love going above and beyond our role as a broker wherever we can.

[smartslider3 slider="16"]

We also provide

Not only are we a leading financial services provider for the  Christian and commercial sectors, but we can also tailor products specifically to your unique individual needs. Discover our full range of services.

Access the funds you need to achieve your goals with tailored insurance solutions

Learn more >

Grow your funds with ethical investments and attractive rates


Learn more >

Protect your house and valuables with market-leading insurance options


Learn more >

How can we help?

Ask us how we can tailor a package for you and help you move forward with your vision of advancing the
Kingdom of God.

What product/service are you interested in?
  •  Church/ministry/school insurance
  •  Business insurance
  •  Other types of insurance
  •  Commercial lending
  •  Investments
  •  Other (please leave message below)
0 of 350