1. Banks don’t understand churches, and churches often don’t understand banks 

We understand both and can best bring both together for funding needs.

2. A rejected loan application makes future applications more challenging

Once an application is rejected, it is on file, making future attempts to secure a loan more challenging. We know how to tell your story to the banks, supported by your financials and other factors, tell it right, tell it once, and tell it early.

3. Banks are not proactive

Banks have a massive volume of applications coming through each day. A banker will go through a list, check off items, and assess the information presented to them, and that will determine the outcome. They're not there to help a church succeed.

4. It's possible to negotiate better rates if you have a strong case 

Our team helped Heritage Christian Church, located in a rural area, by quickly negotiating a lower interest rate with their bank, saving them thousands of dollars and showcasing our dedication to achieving the best results for our clients.

5. The more specialised your buildings, the harder it will be to achieve finance

Specialised properties face financing challenges and receive lower loans due to limited resale value. In contrast, multi-purpose commercial buildings are preferred by banks for financing, offering better loan terms due to their broader market appeal.

6. Under insurance is the most highly ranked property protection issue

To ensure full rebuild coverage, accurately assess your property's insured value, excluding land. Regular valuations are crucial to reflect rising building costs and avoid underinsurance. Include all costs, like demolition and lost income, in your coverage. We provide guidance and connections to professional valuers for comprehensive protection.

7. Regular roof maintenance prevents costly damage

Weather-related issues are a major source of church insurance claims. Regular maintenance, such as inspecting roofs and gutters, can prevent expensive claims and program disruptions. For more advice, especially before property purchases or major redevelopment, visit our website and contact us. We have the expertise to assist you.