Strata Insurance – Now Discontinued
ACS Financial has made the decision to discontinue offering strata insurance to focus on other core financial services. While we no longer provide this coverage, we remain committed to offering expert financial solutions for property owners and businesses.
Understanding Strata Insurance
Meeting Your Commercial Strata Insurance Requirements
Strata commercial insurance is mandatory across Australia, covering legal liabilities and common risks that could impact commercial strata-titled properties. A well-structured strata insurance policy typically includes:
- Building Cover – Protects against damage or loss of your building and shared property.
- Contents Cover – Covers common-area belongings in the strata complex.
- Public Liability Insurance – Provides financial protection against legal claims from third parties due to injury or property damage.
- Property Insurance – Ensures compliance with the Strata Property Act.
- Commercial Strata Title Insurance – Tailored coverage for strata-titled commercial buildings.
Types of Strata Community Insurance
Strata insurance is essential for protecting strata communities, covering structures, shared facilities, and liabilities. If you are searching for strata insurance solutions in NSW, Melbourne, Perth, Queensland, or anywhere in Australia, ensure your provider offers:
Strata Insurance Solutions:
Strata Building Insurance
A comprehensive policy should protect buildings and common areas against risks such as fire, storm damage, theft, and liability claims.
Landlord Insurance for Strata Property
Strata landlords should have coverage for tenant-related damage, rental loss, and liability claims.
Comprehensive Strata Insurance Solutions
A strong insurance plan should include:
- Building and liability insurance
- Loss of rent coverage
- Machinery breakdown
- Flood damage
- Workers’ compensation (if applicable)
Body Corporate and Owners Corporation Insurance
Strata communities require body corporate and owners corporation insurance to safeguard against unexpected risks. When seeking coverage, look for policies that include:
- Body Corporate Building Insurance – Protects the building structure and shared fixtures.
- Owners Corporation Insurance – Provides full replacement coverage and public liability protection for shared spaces.
- Strata Property Insurance – Customised policies for strata property owners.
- Strata Body Corporate Insurance – Tailored solutions for unique strata property requirements.
How to Secure the Right Strata Insurance
- Consultation – Speak with your preferred insurance provider to discuss your needs.
- Needs Analysis – Identify potential risks and customise coverage.
- Quote Comparison – Obtain multiple quotes to find the best coverage at competitive rates.
Key Benefits of Comprehensive Strata Insurance
Competitive Rates & Tailored Coverage
Different providers offer varying rates based on your property’s needs, so comparing quotes is essential.
Fast Quotes & Easy Application
Many providers now offer online quotes, simplifying the process for property owners.
Expert Support
Working with a trusted insurance broker can ensure you get the best policy for your needs. Although we no longer provide strata insurance, ACS Financial continues to offer commercial property insurance, professional indemnity insurance, and other financial solutions. If you need assistance finding the right protection for your investment, contact us today for expert advice.
